American Patriot Bank
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Secure Checking

A non-interest bearing checking account

  • $50 minimum opening deposit
  • Unlimited check writing
  • Return of check images
  • Online banking & bill pay
  • 24 hour telephone banking
  • Overdraft Protection available (click here for more information)
  • Minimum balance fee will be waived if direct deposit is established and maintained monthly
  • Without direct deposit, a minimum balance fee will be applied. If the average daily balance falls below:

    Average Daily Balance


    <$1,000.00 $5.00
    <$500.00 $6.00
    <$250.00 $7.00

    *If the balance fee puts your account into a negative status and is not brought to a positive balance on the 5th business day of a negative balance, your account will be charged an additional $3.00 per business day.

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